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Account-based retirement benefits

Account-based retirement benefits

Turn your super into an income stream that is regular

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An pension that is account-based regular, versatile and tax-effective earnings from your own superannuation.

You may get one whenever you reach ‘preservation age’ (between 55 and 60). It persists so long as your super cash does, it is not an income that is guaranteed life.

exactly How a pension that is account-based

An pension that is account-basedor allocated retirement) is a typical earnings flow purchased with cash from your super whenever you retire.

Typically, you can choose:

  • simply how much you intend to move to the ‘pension stage’ (subject to stability transfer cap, Australian Taxation workplace internet site)
  • The frequency and size of one’s re payments (within minimum or optimum permitted)
  • the way you want your super invested (throughout your investment)

Preservation age

You could get your super when you retire and achieve your conservation age. It is between 55 and 60, according to whenever you had been created.

Minimal amount of cash to withdraw

You will need to withdraw the very least quantity each 12 months, which varies according to how old you are. 阅读更多